To insure that the underwriting department can give your customer's loan the most professional review in the shortest amount of time, Point Center requests that you or your Borrower complete these loan submission steps:

1. Call Point Center at (800) 544-8800 to discuss your loan request!
   
   
2. Assemble and Submit a PRE-PACKAGE for Approval
   
   
3. Point Center will quickly respond with a telephone call or written letter of interest.
   
   
4. Assemble and Submit a COMPLETE PACKAGE for Approval
   
   

Please note that any loan submissions that do not follow this process will be delayed and cannot be approved. The following financial considerations apply to all loan applications:

• Borrowing entity must be able to service the debt, verified by tax returns, bank statements (deposits) and/or Personal Guarantors.
  
  
• Owner carry-back, equity seconds, and/or subordinated liens are acceptable as long as borrower has a reasonable risk of loss if default occurs (i.e. No 100% financing).
  
  
• Borrower must have some of his/her own financial investment/risk into the property or project.