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Please answer the following questions before registering for the loan request to be expedited. Please note that these are general guidelines and not specific to any transaction.

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		Is the loan a minimum of $250,000 and a maximum of $5,000,000?

		Is the property location in a Metropolitan/Suburban area with nearby comparables? (No Rural property) Click here for more information

		Does the borrower have a significant cash investment in the property? (No 100% Financing, Borrower will be required to document cash in property) Click here for more information

		Do you have or will you be able to provide digital color photographs of the property and surrounding area?

		Do you have or will you be able to provide a location map of subject property including the property address and APN? (If available)

Point Center typically requires locations to have a minimum of 25,000 people residing with a 10 mile radius of the subject property. Comparable properties should also be within 10 miles of the subject property. All locations should have police and fire protection available as well as convenient access to employment centers, hospitals, schools, libraries, shopping and transit systems.

A minimum of 20% cash investment is required by each borrower for all transactions; however, seller carry backs or subordinate financing up to Point Center's maximum LTV may be substituted.

Construction / Development Loans:
Construction and development loans outside of California require that the borrower have a minimum of 20% of the total project cost invested in the project. However, construction and development loans within California require a minimum investment of 15% of the total project cost. Total project costs include: land, construction, loan expenses and interest carry for the term of the loan.

     A Licensed Real Estate Broker
     CA DRE #00745721

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Pre-Qualification Questions